According to a recent survey released by TD Ameritrade, more than half of the Gen Y respondents said that they plan to retire on schedule. Yet, 48 percent are no longer saving, 33 percent have stopped saving for retirement and 27 percent are piling on credit card debt.
As individuals, we may not be able to control the economy at large, but we can impact our own financial futures by adopting smarter spending and saving habits—habits that can help us handle life’s big events, as well as our eventual retirement (however we define it).
Buying things online can get expensive, especially when you realize at the end of the check-out process there is an outrageous shipping cost! Figure out how to save on shipping with these helpful tips.
The internet isn’t just a great way to shop without leaving your home, it’s also a great way to save money without the tedious, old-fashioned task of clipping coupons. With a little smart shopping and a few extra resources, internet deals can save your budget and even give you a little extra room to “splurge” […]
A lot of advice on savings focuses on little, day-to-day things: Making your own coffee instead of buying Starbucks; buying generic instead of brand-name; eating out less; and occasionally biking instead of taking the car. That’s fine, and it can help trim the fat from your budget. But for real savings, it’s often necessary to […]
When well-known financial commentator Ben Stein was asked whether he worries about having enough money in the future, he confidently replied that he does not. That’s because he asserted that his “young self” made sure to take good financial care of his “old self.” His celebrity notwithstanding, Stein isn’t burdened by his financial future because […]
Recently, the Google Voice service opened itself up to all users, after a long period of invitation-only testing. The service began its life in 2005 as GrandCentral, an early program that let users unify all their telephone numbers via the web. Then Google bought GrandCentral, and after a period of apparent neglect, it unveiled Google […]
Many young people will probably opt to rent for a while before jumping into home ownership. And before they buy their first place, there are number of things they should probably consider. According to the American Bankers Association, one of the first concerns should be whether a person can even afford the payments associated with […]
More often than not, you’re in a rush when you’re looking for the perfect apartment. It isn’t the easiest thing in the world to find that perfect apartment that is within your means of affording. So when you find something that is perfect and is within or almost within your budget, you want to snatch […]
With the country sunk in recession and the value of the dollar in a sorry state, it’s more important than ever to budget your money wisely. You work hard and you want to play hard, too, but there’s a time for frivolity and a time for fiscal responsibility, and an economy rife with cutbacks, layoffs, […]