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Monday, December 22nd, 2014


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Personal Finance

ICBA petition could save community banks from Basel III

An Independent Community Bankers of America (ICBA) petition managed to gather almost 15,000 signatures from people asserting that community banks should not be compelled to adopt Basel III, and this widespread opposition could prevent mortgage and business lending from being curtailed. According to an ICBA statement released on October 29, nearly 15,000 bankers signed a […]

Most Americans fail to utilize financial advice, says TIAA-CREF survey

The majority of people who receive financial advice do not act on it, according to a survey that was recently commissioned by major financial services firm TIAA-CREF and conducted by an independent research firm. Survey Results Only one-third of the participants in the survey indicated that after being advised on what to do with their […]

Economic Optimism On The Rise!

A larger fraction of Americans consider their financial state to be better than it was a year ago, according to a recent Gallup poll. This is the first time in five years that the share of people who think themselves better off is higher than the amount of people thinking themselves worse off. Improving Sentiment   […]

Save Smart for Retirement

Although many people want to retire comfortably, saving the funds needed to do so can be a challenge. Fortunately, there are some simple strategies that people can use to increase the odds that they will be able to save the money they need in order to retire. Saving Is Important  Building a cushion of savings […]

These psychological traits could be losing you money right now

You could be losing money right now as a result of following many different psychological traits, according to Business Insider. Overconfidence Of all the various psychological hindrances identified by behavioral finance, overconfidence may be the easiest to spot, the media outlet reports. Overconfidence in this context involves people having too much faith in their ability […]

Young Americans might be more conservative after recession

The attitude that many young Americans have about the economy may be different after the recent recession, as a Charles Schwab poll has indicated that many U.S. teenagers have experienced shifting mindsets as a recent of the latest economic downturn. The 2011 Teens & Money Survey detailed the extent to which these young Americans were […]

When Being ‘On Your Own’ Has an Entirely Different Meaning: Personal Finance Lessons Learned from My Foster Care Days

Turning 18 is hard enough as it is. Figuring out who you’ll be or what you’ll do after high school, and how you’ll pay for everything that comes along with whatever those dreams may be – the first car that will get you back and forth to work, the college or technical school that will […]

Current asset market trends encourage long-term financial planning

The trends that the asset markets are displaying currently should motivate young investors to engage in long-term financial planning strategies. Corporate data indicates that the individual correlation of stocks have been rising over the last few months. In addition, robust demand for high-quality debt-based instruments that are considered "safe" has pushed yields in many bonds […]

Young people can benefit from awareness of current stock correlations

Young people who are looking to invest their money can benefit from knowing about the current trends surrounding the stock market, including the high correlations that are being displayed by many individual equities and the forces helping to drive this behavior. The correlation, or the extent to which different stocks move in tandem with each […]

Quick Cash Loans, the Good and Bad

Many times you may come across many unavoidable circumstances in life when you will require immediate money. The reason may be various like paying the hefty credit card bills, going for foreign holidays, arranging for grand wedding party, buying a new car, renovating your house and several other reasons. The personal loan will become the […]