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Friday, September 4th, 2015


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U.S. States Requiring Personal Finance Education for High School Students

U.S. States Requiring Personal Finance Education for High School StudentsThe state of Virginia recently announced that it would begin adding personal finance and economics classes to the overall high school curriculum. Several U.S. states already have similar requirements or are aiming to include them, including Maryland, Missouri, Utah and Tennessee, according to USA Today.

This announcement is part of a recent trend promoting financial literacy among children in the elementary, secondary and college education levels in the U.S. In some states, such as Virginia, Missouri, Utah and Tennessee, specific classes are required, while others add financial lessons into existing curricula. Post-secondary institutions including Champlain College in Burlington, Vermont are also mandating money management coursework.

To help these initiatives, the news source reports that U.S. teachers are requesting instruction on how to properly teach these subjects, as many claim that they feel unprepared to do so.

Charles Schwab Foundation president Carrie Schwab-Pomerantz explained her organization's emphasis of such subject matter.

"We feel that if you can get kids on the right track at an early age, they're more likely going to be financially successful adults," Schwab-Pomerantz told the news source.

According to The Wall Street Journal, the results of a Charles Schwab survey reveal that 77 percent of teenagers consider themselves to be fairly adept at saving money.

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One Response to U.S. States Requiring Personal Finance Education for High School Students

  1. Smile says:

    I finally decided to read one of these articles in an internet newsgroup describing how to make $50,000.00 in only one month from a $5.00 investment.

    Of course I thought this was ridiculous ,or some type of pyramid. I talked it over with my family, an attorney, and my friends, and they all agreed it was some sort of scam. I hate scams because usually someone gets burned, and I didn’t want it to be me! I blew it off for a few weeks then saw another one in a newsgroup I go to a lot and thought, “Maybe this is legitimate!”. Besides, what’s $5.00

    Well, two weeks later, I began receiving money in the mail! I couldn’t believe it! Not just a little , I mean big bucks! At first only a few hundred dollars, then a week later, a couple of thousand , then BOOM . By the end of the fourth week , I had received nearly $47,000.00. It came from all over the world. And every bit of it perfectly legal and on the up and up. I’ve been able to pay off all my bills and still had enough left over for a nice vacation for me and my family.

    Not only does it work for me, it works for other folks as well. Markus Valppu says he made $57,883 in four weeks. Dave Manning claims he made $53,664 in the same amount of time. Dan Shepstone says it was only $17,000 for him. Do I know these folks? No, but when I read how they say they did it, it made sense to me. Enough sense that I’m taking a similar chance with $5 of my own money.
    Not a big chance, I admit–but one with incredible potential, because $5 is all anyone ever invests in this system. Period. That’s all Markus, Dave, or Dan invested, yet their $5 netted them tens of thousands
    of dollars each, in a safe, legal, completely legitimate way. Here’s how it works in 3 easy steps:

    STEP 1.

    Invest your $5 by writing your name and address on five separate pieces of paper along with the words:
    “PLEASE ADD ME TO YOUR MAILING LIST.”
    (In this way, you’re not just sending a dollar to someone; you’re paying for a legitimate service.) Fold a $1 bill, money order, or bank note inside each paper, and mail them by standard U. S. Mail to the following five addresses:

    1)- Matthew Kulbacki 1025 12th Street Golden, CO, USA 80401

    2)- Nikki Robinson 2324 Frederick Place Valdosta, GA 31602

    3)- Ross O’Brien 1040 Pine Lane Lafayette, CA 94549

    4)-Zahria Radford 2211 Laurel Oak Missouri City, TX 77489

    5)- Betsey Outten 14386 82nd Lane North Loxahatchee, FL 33470

    STEP 2.

    Now remove the top name from the list, and move the other names up. This way, #5 becomes #4 and so on. Put your name in as the fifth one on the list.

    STEP 3.

    Post the article to at least 200 newsgroups. There are at least 17000 newsgroups at any given moment in time. Try posting to as many newsgroups as you can. Remember the more groups you post to, the more people will see your article and send you cash!

    STEP 4.

    You are now in business for yourself, and should start seeing returns within 7 to 14 days! Remember, the internet is new and huge. There is no way you can lose.

    Now here is how and why this system works:

    Out of every block of 200 posts I made, I got back 5 responses. Yes, that’s right, only 5. You make $5.00 in cash, not checks or money orders, but real cash with your name at #5.

    Each additional person who sent you $1.00 now also makes 200 additional postings with your name at #4, 1000 postings. On average then, 50 people will send you $1.00 with your name at #4,….$50.00 in your pocket!

    Now these 50 new people will make 200 postings each with your name at #3 or 10,000 postings. Average return, 500 people= $500. They make 200 postings each with your name at #2= 100,000 postings=5000 returns at $1.00 each=$5,000.00 in cash!

    Finally, 5,000 people make 200 postings each with your name at #1 and you get a return of $50,000 before your name drops off the list. And that’s only if everyone down the line makes only 200 postings each! Your total income for this one cycle is $55,000.

    From time to time when you see your name is no longer on the list, you take the latest posting you can find and start all over again.

    The end result depends on you. You must follow through and repost this article everywhere you can think of. The more postings you make, the more cash ends up in your mailbox. It’s too easy and too cheap to pass up!!!

    So that’s it. Pretty simple sounding stuff, huh? But believe me, it works.

    If you’re really not sure or still think this can’t be for real, then don’t do it. But please print this article and pass it along to someone you know who really needs the money, and see what happens.

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