What is your credit GPA?
Whether you are thinking about getting your first credit card or you are already have one, you need to understand the basics so you can build a positive credit history. You may think it’s better just to avoid credit cards altogether but it is important to build up a positive credit history when you are young. The longer you can show good credit, the easier it will be for you to buy a car, house or even get a job.
So how do you discover your credit GPA?
CreditNet has made it easy for you. They have put together three must-know credit concepts: choosing a credit card, paying in full, and living within your means. Simply read a short article and answer a few questions. Once you’ve “passed” you can enter to win $500 toward tuition and book expenses. This $500 can go a long way to helping you have a great semester. You are allowed to retake the quiz as many times as you need.
According to Nellie Mae (2005), 56% of freshmen obtain their first credit card by age 18. Unfortunately, most of them fail to receive any education about how to use it and how to keep a good credit history. Don’t fail the credit game, visit CreditNet and take a minute to “Get Some Credit¢ents."
To enter, visit: creditnet.com/creditcents