Saturday, November 18th, 2017

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Flat Broke? Find Help for Rent, Food, Heat & More

What do you do when you max out your unemployment? Is there anything worse than not knowing where your next meal is going to come from? We don’t think so; this is why we’ve put together a list of places that you can find help when you really need it.

$1000 Grants

Modest Needs is a fantastic charity. They help low-income workers from falling into poverty and/or homelessness. If you can’t pay your rent or your heating bill you can apply for a Modest Needs grant (a grant means you don’t have to pay it back) that can help you get through a rough patch.
If you want to help a family in trouble it is easy to donate to Modest Needs; you can help families receive the emergency money they need.

*Clarification: Modest Needs can only assist people who are employed.

Rent or Mortgage

The site NeedHelpPayingBills.com offers loads of information on state, federal and private organizations and charities that can help you pay your rent or your mortgage. The site also has links for help paying heat, electric or water bills.

Most state’s have rental assistance programs. Call your state’s Department of Social Services or Department of Human Resources and ask them. Or, dial 211. You can visit 211.org, enter your zip code, and download a booklet of all the places in your area that can provide help.

Housing and Urban Development (HUD) can provide help for homeowners and for renters.

USDA Rural Development Program can help people in rural areas with their mortgage or rent.


The Federal Food Stamp program is now called SNAP, the Supplemental Nutrition Assistance Program. This program provides monthly funds so you can buy food.

Women, Infant, and Children (WIC) provides Federal grants to States for supplemental foods, health care referrals, and nutrition education for low-income pregnant, breastfeeding, and non-breastfeeding postpartum women, and to infants and children up to age five who are found to be at nutritional risk.

Family Investment Program (FIP) provides cash payments and Medicaid health care coverage to families with dependant children and limited income and resources. The amount of your monthly cash payment is determined by the number of members in your family and your current income and resources. Do a search for “Family Investment Program” and the name of your state.

Emergency Assistance to Families with Children (EAFC) is a program in most states. Family with dependent children under the age of 21 facing an immediate crisis including, but not limited to, eviction notices, mortgage foreclosures, gas and electric turn-off notices and delinquent water bills. Do a search for ” Emergency Assistance to Families with Children” and the name of your state.

SHARE (Self Help and Resource Exchange) is a great program that lets you trade volunteer work for less expensive groceries. Search for food co-ops in your area.

Soup Kitchens can provide a hot meal.

Food Pantries provide emergency food packages.
Feeding America is a terrific program. If you need help, Feeding America will help you. It just released a new study Hunger America 2010. Here are some key findings from their study:
• The 37 million Americans served annually by Feeding America include nearly 14 million children and nearly 3 million seniors.
• Each week, approximately 5.7 million people receive emergency food assistance from an agency served by a Feeding America member. This is a 27 percent increase over numbers reported in Hunger in America 2006, which reported that 4.5 million people were served each week.
• These numbers are based on surveys conducted at emergency feeding centers, such as soup kitchens and food pantries, but do not factor in many individuals also served at non-emergency locations, such as Kids Cafe programs and senior centers.
You can donate to Feeding America to help feed people in our country.

Can’t pay your heating bill?

Call you heating company and ask what help they offer. Most have services or organizations that they can refer you to

Each state has its own chapter of HEAP, the federally funded Home Energy Assistance Program.

Citizens Energy Oil Heat Program helps people in certain states; visit their website to see if your state is one of them.

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90 Responses to Flat Broke? Find Help for Rent, Food, Heat & More

  1. michael holladay says:

    I’m disabled and my wife take care of me. And she my have cancer. Will know on nov16 .

  2. michael holladay says:

    I’m disabled and my wife take of me. And she may have cancer. And we will know Nov 16.

  3. Berki Banko. says:

    I am Berki Banko.
    I am 12 years old. I am student.
    my mother is dead. my mother is older women. she is poor. I am single. so all brothers and sisters please help me money.

  4. Tiffany says:

    I am a struggle young lady.. With two kids I don’t have no money.. I been end and out of Homeless shelters. I am scared loss. Staying with people I barley even know. I pray I read my Bible I stay positive. But things are not getting g better. We barley have that much food. I really can use a

  5. Tiffany says:

    A helping hand GOD know and I know I can’t take no more. Please someone help us..

  6. Tiffany says:

    I am a struggle young lady.. With two kids I don’t have no money.. I been end and out of Homeless shelters. I am scared loss. Staying with people I barley even know. I pray I read my Bible I stay positive. But things are not getting g better. We barley have that much food. I really can use a helping hand.

  7. Lori says:

    I an in desperate need of help. I am homeless I live in a women’s shelter I am waiting to receive disability. I have had a recent diagnosis of MS also I had a brain tumor in 2007. this all has made it impossible to work my conditions are getting worse because I live in a shelter. Any financial assistance would be greatly appreciated.

  8. Alicia Harvey says:

    I’m in desperate need of financial help with my heating bill, facing disconnection. It’s the winter months act I have four children and I’m in between jobs

  9. Scott McCall says:

    Need help with rent and Christmas on disability ssi

  10. Helen says:

    I need help plses help me to buy my house any amant to help me for diposit god bless you thanks.

  11. Wayne Steele says:

    Don’t have any money to pay for food and cable bill need help real badly pleases help me thank you

  12. Kevin Purvis says:

    Hello, I’m Kevin 19 years old, and I live in Texas alone. I’ve only been here for 6 months and I’m finding it difficult to find a job in the area I live in. I feel as though getting my rent paid again (I was paying for it before, first time using this site) that maybe I can find a job within the month. I have a beautiful girlfriend out here, and I do not want to return back to Florida. Please help, my rent is only 575.00

  13. Williams says:

    Hello every one,

    My name is Mrs Williams I live here in USA and i am talking as the happiest person in the whole wild world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need of a loan of $65,000USD to start my life all over with 2 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender,Mr Bob Diamond, He was the savior God sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $65,000US dollars and i will advise any one who is in genuine need of a loan to contact Mr Bob Diamond via email cashcorners@gmail.com

  14. Michael I Williams says:

    Peace and blessings. My name is Michael, I am 56 years old Black male no family in New York City. Pending eviction from Bronx apartment. Ex Federal officer from the department of justice. Have a number of illnesses diabetes high blood pressure cholesterol seeking assistance f from eviction.

  15. maureen says:

    I live in Gardiner Me the people that i live with have given me very little money to help with rent and utilies I barely make enough money to pay my share please if you can help me or know some place i can go to get help!

  16. jeannie says:

    I am in need. Of food. For thanksgiving

  17. do you need an urgent loan to pay off your bills or to start your own business? or for xmas? if yes email us at:mrmikefisherloanhome02@gmail.com for more information in how to get the loan ok.

  18. jeanne says:

    The government wouldn’t help us too. I go to food pantry that helps a little I have no job had to sell a lot of ur stuff just to have money im haven’t been paying my child support im still looking for work being evicted from our home. I just dont know that to do.

  19. Am raising four grandchildren have four more living with me in need of heaters to hear with

  20. Steve gomez says:

    my name is Steve I am a vet I need help with my car paymenand rent have a granddaughter and a son living with me my job laid off 400people I am 62 have no money to pay my bills I don’t like asking but now I doplease help me I’m still looking for a job I tried to retire but it takes a year thank you God bless.

  21. D.Session says:

    Lost it all car job friends and family 300 short on my final bill literally at wits end I can’t take life anymore

  22. became disable and today no thanksgiving,no heat my furnish went up,very poor need help need food or pray for me

  23. Temi says:

    Please good people of the worl, help save my life i am a graduate and i am also unemployed. right now am into fustration and i can do anything to get money from anybody, please help the poor me and rescure me from an arm-robber

  24. Haitham el youssef says:

    Hi. I need help. I am a palestinian and i live in lebanon. My age is 42 years old and i am still single because i doesn’t work because the palestinian in lebanon can not work so please help me to open a nursery for kids and i have a full study about it and i have teachers who will work in the nursery. I want just 15,000$ to open a nursery for kids. My phone number is 00961 3 437474 whatsapp is available. i need to work and open immediately to live because my family outside lebanon were helping us and now they stoped supporting us. Thank you.

  25. jerry polk says:

    Need help in paying mortgage disabled on job accident

  26. jerry polk says:

    Need help in paying mortgage disabled on job accident iwas aldo scammed og deposit money5000,00 usd need help

  27. Ebony says:

    Hello my name is ebony me and my family just move her from Indiana and to lexington ky we don’t have no one just us and we don’t have a home or an apt just living in owed car its just hard when u don’t have no one who cares family don’t care nobody care.

  28. Amy Thomas says:

    Hello, so this is one of the hardest things for me to do. To openly admit the struggles I’m going through is hard because I have tried so hard to stay strong and tell myself that “everything will work out.” However, I have come to the realization that it’s not. I am 25 years old. I have goals for a better life such as schooling and a good career. I have a 8 month old beautiful baby girl who I love with all of my heart and that’s why I try and force a smile on my face every single day so she won’t have to see mommy so upset. I feel like I’m failing as a mother because I can’t provide for myself much less her. I am currently starving because we have no food in the house. I am currently not working because I cannot provide for a babysitter or have the right means of transportation to get around. I have a vehicle but I cannot afford to get it legal. I’m like 300.00 short. What family I do have here is my grandpa who is in bad health and lives off a very small social security check and a dad who chooses drugs over anything else. All I want is to find a job, have a trusting place for my daughter while I’m working and be able to go to bed not starving and to know me and my daughter will have a stable place the next day. I don’t know what to do anymore. If anybody is out there and reading this and could help. I promise it would be for the good. All I want is a stable life for my daughter. I don’t want to be rich I just want to be able to afford my daughters clothes, diapers ect. I want a job, go back to school and money to buy food and pay the bills. The amount I would need is around 1000.00 to get everything we need to survive until I can start work and have money coming in. Please. Is there anyone that could help? If so, please email me at althomas0390@gmail.com Thanks again and God bless.

  29. Hi a 24 year old that just lost my job.I move around every other week.I’m flat broke I have my son with me. Its geting cold and we need to find somewere to stay .ca I get anyhelp

  30. cecillia bredeson says:

    i need help paying my bills and buying some food i have been out of the work feild for the past 10 years taking care of my parents until they passed a way my dad passed in 2011 and my mom passed in 2014 i been looking for a job but still havent found any thing yet i,v gone through my savings and now i,m getting notices that i.m going to be turned off if i dont pay my bills soon i dont no what to do i need help please.

  31. TERRY EASTER says:

    Me and my wife and puppy need help we were evicted from where we were living ! Where living in are car ! I drive a concrete truck for a living but with the rainy weather where not working ! I lost my son at school in 2004 of a massive heart attack ! Its been real hard on me and my wife to make ends meet please if any one could help I would be greater thankful ! GOD bless everyone this holiday season !!

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  33. Jennifer Dawn says:

    I’m out of unemployment and no money to pay electric bill or to get car out of shop I’ve never in all my life been unemployed and always have helped others now my 4year old daughter and I are going to have a very cold and dark Christmas please help.

  34. Jennifer Dawn says:

    I’m out of unemployment and no money to pay electric bill or to get car out of shop I’ve never in all my life been unemployed and always have helped others now my 4year old daughter and I are going to have a very cold and dark Christmas please help. I’m so worried and stressed

  35. oana oltea says:

    im must posting this like a cry for help .im not gonna post about the story , of course its a said one.. anyway long story short i need 2430 euro urgently for medical reasons which im fully intending to pay back .willing to do whattever i can for it . i speak 3 languages im good with kids im a painter and use to be a consultant with a multinational ..once i got ill i lost my job thanks for reading anyway and god bless ..oana_olteanu@yahoo.com

  36. kathy fields says:

    hi need money for food and need to pay for billing please

    thank you Kathy fields

  37. sharrol says:

    My 3yr old and i are about to become homeless. I start work in january. I need 500 dollars to tide us over until then some please help us.

  38. Hi my name is zakaria am a 25 years old african male.i just moved in denver colorado about 6months now .am unemployed at the moment and having trouble to pay my rent this months .i really need help
    Thank you

  39. Hello my name is zakaria guisse and am 25 years old african male. I just moved in denver colorado from Columbus Ohio about 6months ago.am unemployed and having trouble to pay my rent this months or i might get kicked out .i really do need help
    Thank you

  40. Jeanann says:

    My husband and I lost our house a couple years back, now we are living with my mom that has financial problems of her own. We have no means of getting a place of our own, because we are in debt to payday loans, I work a minimum wage job and my husband has Conjestive heart failure, his heart only pumps at 10 percent, really too much to say on here,.

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