Saturday, November 18th, 2017

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If I Knew Then What I Know Now…


We all make mistakes. No matter who we are or where we come from, each of us has, at least once in our lives, wished that we knew then what we know now. We’ve compiled some of our top things that we wished that we knew in the hopes that they will help you avoid similar mistakes.

“I wish I had known where I wanted to live and gone to college there. It’s much easier to find a job when you have contacts in the area from school.” – Tom M.

“When I was a college student there were tons of credit card companies all over the college campus. Like many of my friends, I fell into the trap of signing myself up for multiple credit cards. Although they all had very low maximum balances, I managed to max them all out. Unfortunately, I was only able to pay the minimum for the duration of my college years. Sometimes, I would forget to pay one because I lost track of how many I had! My credit was damaged, which hurt me when I went to buy my first car, and first house, not to mention the amount of money I lost in finance charges and late fees. The four or five credit cards allowed me to spend maybe $1500, but probably cost me $4500 by the time I paid them off years later.” – Jen L.

“I wish I had gone to public school instead of private school. I spent much more money on private school and it didn’t even matter. No one cared.” – Shawn K.

“I wish I had tried harder to get free money through grants or scholarships instead of taking out so much money in loans.” – J.J.

“I should have taken advantage of my college’s extracurricular activities: music, political, volunteer work. Instead, I just hung out with my boyfriend. I’m still trying to catch up on everything I missed.” – Debra K.

“I wouldn’t have moved around so much. If you find the right apartment and stay there you’ll save tons of money as rents inevitably rise.” – Carla B.

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