Many people living in the Northeast U.S. are wondering today what happened to all the rain that was supposed to hit. Many others, however, are still waiting for the lights to come back on so they can start to tally the damage. Forbes' Deborah Jacobs offers advice on how to approach filing an insurance claims for damages caused the hurricane.
Most importantly, Jacobs notes that attempting to the fix damage without assistance has already lead to at least one death, so the best first step is to contact the insurance company and see what they will take care of. Since most of these companies will almost certainly be swamped by new claims, documenting the damage with pictures and notes is crucial. In the meantime, most insurers have information up on their sites to clarify what kinds of hurricane damage they cover.
Of course, people must deal with any emergencies, like broken wires, immediately. Otherwise, once the insurance company has been contacted people should do their best to minimize damage by airing out anything that got wet to prevent further damage from mold and mildew.
Beyond this, homeowners should be sure to keep receipts for any costs incurred because of the hurricane, including meals and hotel rooms if necessary.
The Wall Street Journal notes that New York has offered a more in-depth set of recommendations for that state.