I have a question for you regarding debt collection and insurance companies.
Are you aware of whether an insurance company has an obligation to inform the insured that they are being turned over to a collection agency?
I did not find anything to that extent in the Fair Debt Collection Act, but I wanted to make sure I was not missing something.
No, there is no law requiring creditors to notify consumers that they are turning them over to a collection agency.
Many creditors will send a final notice to a consumer stating this as a last ditch effort to get them to pay, but it is not required by law.
Do YOU have a question for Melissa? Email her at melissa@dovcocs.
Melissa Douros Dovco Collection Solutions, Inc.
As the owner of Dovco Collection Solutions, Inc., Melissa Douros uses her eight years of being a collections specialists to offer advice and answer questions pertaining to . With running her own successful collection agency, she seeks to keep debt collectors accountable for their actions and in line with the law.