This post is from guest author Melissa Davidson. You can find her on Twitter @madtris. Not everyone is good at managing their money. It’s a skill we aren’t necessarily taught in school, yet it’s something that has a big impact on our lives as we become adults. Financial freedom is about making good choices and being […]
This post is from guest author Jesse Johnson. From rising gas prices to outrageous costs for repairs and regular maintenance, owning a car is expensive. Over time, car insurance can be one of the largest expenses you may never actually use. Many people pay too much for coverage they don’t need, and they don’t understand […]
It’s kind of a drag. You buy your first home, so now you’re in debt and paying a mortgage. You don’t have time to think about simple ways of conserving cash around the house? Money goes down the drain as you go about your life. Or you save money on the small stuff. You keep […]
Moving across the country costs quite a bit of money and time, but there are a few tips and tricks you can follow to save yourself some money. Whether you’re able to loop your neighbors into helping, save yourself from a few hidden costs, or are able to relax and spend less, it’s up to […]
Even if the various troubled nations resolve their major dilemmas this year, investors should be ready for volatility to continue in 2012, Reuters reports. Even if the United States solves its fiscal deficit, China successfully copes with its economic slowdown, and Europe survives its debt problems, analysts have arrived at a consensus that volatility will […]
The outrage sparked by the recent announcement of increased fees at major banks across the country has already proven to be a boon for credit unions, according to the Credit Union Times. Though credit unions have always offered a low-cost banking option, their association with particular groups or organizations and lack of self-promotion has kept […]
According to a recent survey released by TD Ameritrade, more than half of the Gen Y respondents said that they plan to retire on schedule. Yet, 48 percent are no longer saving, 33 percent have stopped saving for retirement and 27 percent are piling on credit card debt.
As individuals, we may not be able to control the economy at large, but we can impact our own financial futures by adopting smarter spending and saving habits—habits that can help us handle life’s big events, as well as our eventual retirement (however we define it).
Most people prefer not to think about insurance whenever possible. Almost everyone prefers to avoid mention of life insurance. The Houston Chronicle, however, lays out some of the basic principles behind life insurance and the keys to a cost-effective policy. While most younger Americans are willing to accept the sense behind health insurance, many see […]
For many younger Americans, the choice of banks is often a matter of convenience. A college campus might be flooded with ATMs from Bank of America, so the choice is relatively simple. As people start to look at their banking options, The Wall Street Journal points out that smaller credit unions actually offer benefits above […]