Tuesday, October 13th, 2015

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Finding A Cell Phone Plan That Works For You

As uncommon as it was 20 years ago to see someone with a cellular phone, it is now more uncommon to find anyone without one. But with so many cellular calling plans available, how do you determine which is the best plan for you? In this article, we will show you how to comparison shop for cellular phone plans and make the purchase that best fits your lifestyle.

When researching calling plans, be prepared to set aside some time to find all the information you need. Familiarize yourself with service plans by surfing the Internet, and then take some time to visit several of your local retail cellular stores.

Plans and Pricing

To determine what plan is best for you, determine what purposes your phone will serve. Will you make most of your calls during the week or on the weekend? Will you be making them during the day or in the evening? Will you be calling long distances? All of these factors are important, because you can choose plans based on which situation best fits your needs. This can help you determine which plans – and pricing – to look at.

Calling Features

Another factor during your comparison shopping should be the various calling features available. If you are using the phone for business purposes, this might be especially important to you, as you may need voice mail, call waiting, call forwarding, and other similar services. On the other hand, an expensive plan might offer too many services that you don’t feel you need. If that’s the case, look for a less expensive plan, with fewer calling features.

Service Contracts

The majority of the cellular phone plans will require you to sign a contract for a certain time period. This will bind you to the service provider for a specified length of time, usually a year or two. Be sure to review the terms of the contract first. Read everything in the fine print and understand the length of time to which you are committing yourself, and your payments. If you are unhappy with any of the conditions of the contract, move on to another provider. There are so many contracts available, you don’t need to sign one until you have found exactly what you want.


In most cases, signing up for the cellular phone plan will also require the purchase of a cellular phone. Almost all products have warranties included. There are several different kinds of warranties, such as an implied warranty or a full warranty. Be sure that you understand the kind that is guaranteed for your phone and the terms of that agreement.


Some plans may offer a rebate as a sales pitch. This means that after you purchase the phone and sign up for a plan, you can send in the proof of purchase and receive some money back. A rebate is a positive asset that you should look for. However, if you are very happy with the cellular plan you have chosen and a rebate is not offered, don’t let it prevent you from signing up. A rebate is simply a perk – wonderful if it is offered, but not detrimental if it is not.

Shopping for a cellular phone can be overwhelming, because there are so many options available. Taking time to do some research before you visit the stores should prepare you properly. Bring along any questions that you might have about the plans or the phones and if you already own a phone that you think you might like to use, bring that too. In the end, you will find that choosing a plan was not as difficult as you might have thought.

Source: InCharge Institute of America

© 2008, Young Money Media, LLC. All rights reserved.

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