Wednesday | June 19, 2013
Your Credit Score: Why it Matters
Imagine that you’re a loan officer at the local bank. Two customers, Mr. Rich and Mr. Buck, come in to borrow money. You check Mr. Rich’s history; he has an excellent credit score, 800. Mr. Buck’s score is an embarrassingly low 300. To whom should you lend mone Read more...
Top 10 Money Management Apps
Cell-phone application developers never miss a trick. Do you find money management time consuming and inconvenient? There are hundreds of apps for that.
Various apps allow you to track your stocks and business expenses, calculate loan-repayment costs and accept credit Read more...
HelloWallet Is Here to Help
There are many money management tools and various budgeting software systems available online. To introduce a new one often feels like throwing pennies in a fountain—you can wish for one that will truly help you get your finances in order but you usually just end up Read more...
How to “Enjoy Your Money”
Most people don’t enjoy their money. Enslaved by debt and hounded by creditors, money often brings more frustration than fun. Author J. Steve Miller studies successful people—from billionaire Warren Buffett to clothes-washer Oseola McCarty—discovering what they do Read more...
Is the Recession Over?
Q: Hi Matt, do you think the recession is over? I’ll be graduating from college this December and then looking for a job. I’m hoping the economy will be better by then. What do you think?
Thanks, Renee
A: In September, 2009, Fed chairman Ben Bernanke men Read more...
Money Talk Before Marriage: Five Conversations You Should Have
Something about a warm summer night whispers romance. You can find yourself on an enchanting date one week, and engaged the next! If you're getting married this summer don't worry, you're not the only victim of the lovebug. An estimated 13 percent of couples decide to Read more...
Ladder Your Cash Flow: Using CDs to Survive Tough Times
If you’ve recently lost your job, or you are worried you might soon, take a deep breath. With a little bit of planning you can get through this difficult time with minimal stress while keeping your financial plan intact. The first thing you need to do when facing unem Read more...
Money Management: A Guide for the Young & Inexperienced
“Don’t worry you have plenty of time to save and make money.”
You have probably heard this statement, or even said it yourself, at some point in your life. But this is a lie. Most people start worrying about their future income when they are in their thirties o Read more...
Money 101: Five Tips for College Students
1. Understand how your money works. Despite living in a society driven by money, students are taught very little about how money works. According to United College Marketing Service, 8.5% of students drop out of college due to money-related issues. That makes money the Read more...
Curbing College Debt
Students at Bowling Green State University took out about $129 million in student loans last year. Multiply this by the thousands of colleges throughout the nation and you begin to get a picture of the staggering debt crisis wrought by the ever-increasing costs of highe Read more...
